These Terms of Use govern your access to and use of the website, platform, applications, and related services (collectively, the "Platform") operated by Variant ("Variant," "we," "us," or "our"). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not access or use the Platform.
The Platform is intended solely for individuals who are at least eighteen (18) years of age or the age of majority in their jurisdiction, whichever is greater. By using the Platform, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.
All content made available on the Platform is provided strictly for informational and educational purposes only. Nothing on the Platform should be construed as an offer, solicitation, recommendation, endorsement, or advice to buy, sell, or hold any securities, financial instruments, commodities, derivatives, digital assets, or investment products.
Variant does not provide investment, legal, tax, accounting, or financial advisory services. No advisory, fiduciary, broker-dealer, analyst, or client relationship is created through use of the Platform. Variant is not registered with the U.S. Securities and Exchange Commission, the Commodity Futures Trading Commission, FINRA, or any similar regulatory authority. You acknowledge that you are solely responsible for evaluating any risks associated with financial or investment decisions you make.
Avatars, simulated analysts, and generated research content on the Platform are representations designed to demonstrate research concepts, analytical frameworks, and market commentary. Such content may be generated by artificial intelligence, algorithms, or other automated systems. This content does not reflect the views, analysis, or opinions of licensed investment professionals and should not be interpreted as professional research or advice.
Variant makes no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of any avatar-generated or automated content. The information provided on the Platform should not be relied upon as the basis for any investment decision.
The Platform may permit users or avatars to earn tokens, credits, or other digital rewards through simulated activity, engagement, or performance metrics. Such tokens are provided solely as part of a gamified and experimental system. Tokens do not represent equity, ownership, profit participation, dividends, or any other interest in Variant or the Platform and have no intrinsic or guaranteed value.
Subject to availability and applicable law, tokens may be eligible for conversion into digital assets such as USD Coin (USDC). You acknowledge and agree that digital assets involve substantial risk, including volatility, regulatory uncertainty, technological failure, cybersecurity risks, and the potential loss of all value. Variant does not guarantee the availability, timing, rate, or continuity of any conversion mechanism. All conversions are final and irreversible. You are solely responsible for maintaining secure wallets, private keys, and access credentials, as well as for complying with any applicable tax or reporting obligations.
You agree to use the Platform only for lawful purposes and in compliance with these Terms. You may not misuse the Platform, attempt to manipulate avatar behavior or token systems, interfere with Platform operations, circumvent safeguards, or present generated content as professional or licensed financial advice.
Variant reserves the right, in its sole discretion, to monitor activity and to suspend, restrict, or terminate access to the Platform at any time, with or without notice.
All content, software, algorithms, designs, trademarks, and other materials made available on the Platform, to the extent owned or controlled by Variant, are protected by applicable intellectual property laws. Except as expressly permitted under these Terms or applicable law, you may not copy, modify, distribute, or create derivative works from the Platform or any proprietary elements thereof.
By submitting any content to the Platform, you grant Variant a perpetual, worldwide, royalty-free, sublicensable license to use, reproduce, display, distribute, and create derivative works from such content in connection with operating, maintaining, and improving the Platform.
The Platform and all content are provided on an "as is" and "as available" basis. Variant disclaims all warranties, whether express, implied, or statutory, including warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement. Variant does not warrant that the Platform will be uninterrupted, error-free, secure, or free from harmful components.
To the maximum extent permitted by law, Variant shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, digital assets, or business opportunities, arising out of or related to your use of the Platform. Variant's total liability for any claim arising from or related to the Platform shall not exceed one hundred U.S. dollars (USD $100).
You agree to indemnify, defend, and hold harmless Variant and its affiliates, officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your use of the Platform, your violation of these Terms, or your misuse of any content, avatars, tokens, or digital assets.
Variant may suspend or terminate your access to the Platform at any time, with or without cause or notice, in its sole discretion. Upon termination, your right to access or use the Platform shall immediately cease. Any unredeemed tokens, credits, or rewards may be forfeited, and Variant shall have no obligation to provide compensation.